Gavin is a serial entrepreneur and a pioneer within the fintech sector.
As founder of one of the UK’s first personal finance management tools, Gavin helped catalyse the development of the open finance movement. He has since advised on the implementation of open banking globally, was founder and chairman of FDATA and helped launch Smart Data Foundry to accelerate the development of open finance applications and global OF technical standards.
Gavin advises various government policy makers, regulators, venture capital funds and start-ups driving fintech innovation and its implementation.
Bianca is an International Investor, business builder, economist, technologist, identity expert and a powerful storyteller. She aims to drive meaningful conversations and change some of the most significant issues in the world from identity, to ethical data usage to the future of financial literacy.
Bianca worked for many organizations across the world; including Visa, HSBC and most recently, the Brazilian Central Bank. Bianca is a global thought leader and campaigner on issues that drive financial inclusion and protect the environment.
Fluent in Spanish, Portuguese and English.
Sonya is a highly experienced delivery partner specializing in the execution of cutting-edge fintech strategies and visions.
She has worked closely with regulators to change the way alternative fintechs are licensed and governed and has pioneered alternative approaches to offering financial services in large global banks.
Sonya specialises in the delivery of, and migration to alternative banking platforms. She has also led high-profile programmes to incubate and/or integrate emerging fintechs into global financial service organisations. Sonya has also held senior roles in EY, FIS and RBS.
Kevin is an innovative and award-winning business strategy leader, with particular skills in business development, channels to market and harnessing financial data.
He was voted one of DataIQ's Top 100 most influential people in data 2021. He is experienced in data-driven innovation and digital transformation.
Kevin shapes technology that inspires people and grows businesses. He is also an advisor to DirectID, Open Banking Excellence, NayaOne, FinTech North, MoneyMatix and Medi2Data.
Michael is an established Chief Operating Officer, leading change, transformation and growth.
Previously at Santander (May 2020), Barclays (2014-18) and Commonwealth Bank of Australia (2006-13). As operations and technology lead his focus is on Customer Interactions, Data, and Channels, Operational Resilience and Cyber Security, along with innovation from strategic investment and partnerships with big tech and early stage / startups, universities, government agencies across Europe and around the world.
He has held various technology / CIO leadership roles at PNC, Citi and Fonterra.
Michael received an MSc in Systems Management from New York University and also serves as a board director / advisory board member for several ventures and private technology funds, providing expertise in areas such as Identity, privacy, AI, core, edge and cloud computing.
Dr. Ruth Wandhöfer is an international expert adviser, coach, speaker and investor operating at the nexus of finance, technology, regulation and identity, passionate about creating the digital financial ecosystem of the future.
A former banking veteran with Citi, she advises Fintechs, central banks, governments and regulators on business model strategy, technology innovation, cyber security, regulatory approaches, product development and sales in an ever-evolving digital financial ecosystem. She is a non-executive director, coaches leadership teams and boards and is a Visiting Professor at Bayes Business School (formerly CASS) in London.
She published three books: “EU Payments Integration” (2010), “Transaction Banking and the Impact of Regulatory Change” (2014) and “Redecentralisation – Building the Digital Financial Ecosystem” (2023), all Palgrave Macmillan. Ruth is fluent in German, English, French and Italian.
Neil Munn is a leader in the advertising and marketing domain, where he has led agencies, showcased a wide array of the world’s leading brands, and developed cut through positioning for brand based start ups. Formerly Neil was the Global CEO of the multi-award winning creative agency Bartle Bogle Hegatry (BBH). During his tenure at BBH, he was also the founder of ZAG, their brand and venturing division.
Neil is also notable for his business leadership, having served ‘in-house’ looking after brands for Unilever. He is also a member of the UK Govt Council For Sustainable Business.
Andrew B. Morris is the founder and CEO of The Fintech Agenda LLC, an Atlanta-based consultancy working with clients to curate content and build events and communities in the fintech space, and he is currently serving as the head of events at Potion. He is also one the principals for the Fintech Islands conference, the first global fintech event in the Caribbean.
Andrew is skilled in creating content, marketing and overall design for in-person, virtual and hybrid events. He is an expert in the technologies and trends shaping the future of financial services. He serves on multiple boards and has been an advisor to several fintech and events organizations, including the Technology Association of Georgia and the Financial Health Network.
Andrew recently served as a senior advisor for the launch of the Atlanta Blockchain Center. He is building toward the 2023 launch of a one-of-kind Atlanta-based event and community, NOW South Festival, for which he is co-founder and CEO.
ZAG is a member of the Potion Partnership. It serves as the brand and go-to-market growth accelerator within the Potion market offering.
Anu Shah (CEO of Zag), has worked as an entrepreneur, advisor and investor within the media and technology sector for over 20 years. From start-ups through to established market leaders, the focus has been on building new businesses, monetising innovation and accelerating corporate development.
Anu specializes in corporate venturing, corporate development, venture management, venture capital, angel investment, strategic business development, market development, business planning, financial planning & analysis, India market entry.
Marco is an established Chief Legal Officer from the banking and fintech sector, with a passion for making a positive contribution to environmental improvement and social inclusion.
As a highly experienced and dynamic leader working in regulated markets, he spent his career leading legal, public policy, compliance and data privacy teams in major global institutions. He held senior executive positions at Nubank, HSBC, Santander, and ABN-AMRO where he led legislative and regulatory teams, whilst spearheading product development in several regions of the globe.
Marco has been directly involved in implementing a wide range of fintech products utilising new payments, crypto, and AI market enablers. In addition he has led complex regulatory licensing processes and financial transactions such as private and public offerings, where his combination of technical expertise, practical approach and relationship building skills were clearly demonstrated. Marco is fluent in Spanish, Portuguese and English.
Arjun is a veteran leader in the areas of outsourcing, offshoring, organisational transformation and open finance. He has worked in global roles around the world, especially in India, Australia and the Netherlands as part of some of the world's most respected companies such as Unilever, GE, Aon Hewitt, ANZ, ABN Amro Bank and Envestnet. As CEO / Country Head of offshore centres in India, Arjun has repeatedly competed in diverse markets, scaled up businesses, and directly run very large teams in multiple geographies.
Arjun is an engineer by education from IIT, Mumbai and completed his MBA from IIM, Calcutta in Systems and Finance. He is also a certified Six Sigma Master Black Belt and has been a passionate programmer and technologist.
Arjun is a non executive independent director on the Board of a publicly listed company India where he is also a member of the Risk, HR and Treasury committees. He also serves as an active Trustee on the Board of a School for underprivileged children in Delhi. His hobbies include golf, tennis, running and theatre.
Sanjay is an industry leader in enterprise risk management. He has spent over twenty-five years in the global financial services industry at major global banks and corporations focused on enterprise-wide, capital and liquidity management, process transformation (optimization, standardization, and automation), climate risk measurement, management, and mitigation, and stress testing for risk assessment and revenue forecasting purposes.
Sanjay’s industry experience spans three decades, with significant roles in both business and control functions across multiple geographies and economic cycles – he began his career as a research scientist at Bell Laboratories working on the performance optimization and reliability of large-scale telecommunication networks. He eventually transitioned to the financial services industry, where he brought an interdisciplinary approach to build and manage global at major financial institutions. While at Citigroup, he was invited to join Citi’s risk management executive committee, where he was responsible for Citi’s capital, liquidity, and enterprise risk functions.
Sanjay brings a unique, interdisciplinary, and cross functional approach to help clients to evaluate complex strategic alternatives - applying refined risk methodologies and frameworks to help firms make smarter, consistent, and robust decisions
Sanjay earned a PhD in Operations Research from Columbia University in New York, an MS in Electrical Engineering from the University of Massachusetts at Amherst, and a B.Tech. in Electrical Engineering from the Indian Institute of Technology, Bombay, India.
Justin is an experienced leader of investor-backed software companies at various stages from formation to exit, with knowledge of fundraising, developing product-market fit, M&A, post-transaction integration, organizational development and scaling.
Previously, Justin was Co-founder and COO of FullCircl, a software provider to more than 700 clients in regulated industries such as banking, insurance, fintech and gaming. He was also Co-founder and CEO of DueDil, an award-winning regtech solution, and Co-founder and Non-Executive Director of Innovate Finance, an industry association that has been central to establishing the UK as a global fintech hub.
Justin specializes in providing Non-Exec services to high growth tech companies, combining commercial and product experience to propel the next phase of breakthrough growth.
Thomas is an experienced leader, digital strategist, and global financial markets expert with deep expertise in treasury, risk management, and financial technology applications.
He has led corporate and investment bank treasuries orchestrating the operational businesses intelligently, optimising profits, enabling revenue potentials and improving cost efficiencies, while minimising capital usage. His long-lasting institutional relations with global banks and asset managers, regulators and rating agencies has always ensured resiliency, trust and appropriate execution.
Thomas serves on multiple advisory boards for tech and finance companies across Europe and LATAM where he designs and builds scalable operational platforms for PE and venture backed businesses accelerating their growth paths and revenue generating capacity.
Gavin is a serial entrepreneur and a pioneer within the fintech sector.
As founder of one of the UK’s first personal finance management tools, Gavin helped catalyse the development of the open finance movement. He has since advised on the implementation of open banking globally, was founder and chairman of FDATA and helped launch Smart Data Foundry to accelerate the development of open finance applications and global OF technical standards.
Gavin advises various government policy makers, regulators, venture capital funds and start-ups driving fintech innovation and its implementation.
Bianca is an International Investor, business builder, economist, technologist, identity expert and a powerful storyteller.
She aims to drive meaningful conversations and change some of the most significant issues in the world from identity, to ethical data usage to the future of financial literacy.
Bianca worked for many organizations across the world; including Visa, HSBC and most recently, the Brazilian Central Bank. Bianca is a global thought leader and campaigner on issues that drive financial inclusion and protect the environment.
Fluent in Spanish, Portuguese and English.
Sonya is a highly experienced delivery partner specializing in the execution of cutting-edge fintech strategies and visions.
She has worked closely with regulators to change the way alternative fintechs are licensed and governed and has pioneered alternative approaches to offering financial services in large global banks.
Sonya specialises in the delivery of, and migration to alternative banking platforms. She has also led high-profile programmes to incubate and/or integrate emerging fintechs into global financial service organisations. Sonya has also held senior roles in EY, FIS and RBS.
Kevin is an innovative and award-winning business strategy leader, with particular skills in business development, channels to market and harnessing financial data.
He was voted one of DataIQ's Top 100 most influential people in data 2021. He is experienced in data-driven innovation and digital transformation.
Kevin shapes technology that inspires people and grows businesses. He is also an advisor to DirectID, Open Banking Excellence, NayaOne, FinTech North, MoneyMatix and Medi2Data.
Michael is an established Chief Operating Officer, leading change, transformation and growth.
Previously at Santander (May 2020), Barclays (2014-18) and Commonwealth Bank of Australia (2006-13). As operations and technology lead his focus is on Customer Interactions, Data, and Channels, Operational Resilience and Cyber Security, along with innovation from strategic investment and partnerships with big tech and early stage / startups, universities, government agencies across Europe and around the world.
He has held various technology / CIO leadership roles at PNC, Citi and Fonterra.
Michael received an MSc in Systems Management from New York University and also serves as a board director / advisory board member for several ventures and private technology funds, providing expertise in areas such as Identity, privacy, AI, core, edge and cloud computing.
Dr. Ruth Wandhöfer is an international expert adviser, coach, speaker and investor operating at the nexus of finance, technology, regulation and identity, passionate about creating the digital financial ecosystem of the future.
A former banking veteran with Citi, she advises Fintechs, central banks, governments and regulators on business model strategy, technology innovation, cyber security, regulatory approaches, product development and sales in an ever-evolving digital financial ecosystem. She is a non-executive director, coaches leadership teams and boards and is a Visiting Professor at Bayes Business School (formerly CASS) in London.
She published three books: “EU Payments Integration” (2010), “Transaction Banking and the Impact of Regulatory Change” (2014) and “Redecentralisation – Building the Digital Financial Ecosystem” (2023), all Palgrave Macmillan. Ruth is fluent in German, English, French and Italian.
Neil Munn is a leader in the advertising and marketing domain, where he has led agencies, showcased a wide array of the world’s leading brands, and developed cut through positioning for brand based start ups. Formerly Neil was the Global CEO of the multi-award winning creative agency Bartle Bogle Hegatry (BBH). During his tenure at BBH, he was also the founder of ZAG, their brand and venturing division.
Neil is also notable for his business leadership, having served ‘in-house’ looking after brands for Unilever. He is also a member of the UK Govt Council For Sustainable Business.
Andrew B. Morris is the founder and CEO of The Fintech Agenda LLC, an Atlanta-based consultancy working with clients to curate content and build events and communities in the fintech space, and he is currently serving as the head of events at Potion. He is also one the principals for the Fintech Islands conference, the first global fintech event in the Caribbean.
Andrew is skilled in creating content, marketing and overall design for in-person, virtual and hybrid events. He is an expert in the technologies and trends shaping the future of financial services. He serves on multiple boards and has been an advisor to several fintech and events organizations, including the Technology Association of Georgia and the Financial Health Network.
Andrew recently served as a senior advisor for the launch of the Atlanta Blockchain Center. He is building toward the 2023 launch of a one-of-kind Atlanta-based event and community, NOW South Festival, for which he is co-founder and CEO.
ZAG is a member of the Potion Partnership. It serves as the brand and go-to-market growth accelerator within the Potion market offering.
Anu Shah (CEO of Zag), has worked as an entrepreneur, advisor and investor within the media and technology sector for over 20 years. From start-ups through to established market leaders, the focus has been on building new businesses, monetising innovation and accelerating corporate development.
Anu specializes in corporate venturing, corporate development, venture management, venture capital, angel investment, strategic business development, market development, business planning, financial planning & analysis, India market entry.
Marco is an established Chief Legal Officer from the banking and fintech sector, with a passion for making a positive contribution to environmental improvement and social inclusion.
As a highly experienced and dynamic leader working in regulated markets, he spent his career leading legal, public policy, compliance and data privacy teams in major global institutions. He held senior executive positions at Nubank, HSBC, Santander, and ABN-AMRO where he led legislative and regulatory teams, whilst spearheading product development in several regions of the globe.
Marco has been directly involved in implementing a wide range of fintech products utilising new payments, crypto, and AI market enablers. In addition he has led complex regulatory licensing processes and financial transactions such as private and public offerings, where his combination of technical expertise, practical approach and relationship building skills were clearly demonstrated. Marco is fluent in Spanish, Portuguese and English.
Arjun is a veteran leader in the areas of outsourcing, offshoring, organisational transformation and open finance. He has worked in global roles around the world, especially in India, Australia and the Netherlands as part of some of the world's most respected companies such as Unilever, GE, Aon Hewitt, ANZ, ABN Amro Bank and Envestnet. As CEO / Country Head of offshore centres in India, Arjun has repeatedly competed in diverse markets, scaled up businesses, and directly run very large teams in multiple geographies.
Arjun is an engineer by education from IIT, Mumbai and completed his MBA from IIM, Calcutta in Systems and Finance. He is also a certified Six Sigma Master Black Belt and has been a passionate programmer and technologist.
Arjun is a non executive independent director on the Board of a publicly listed company India where he is also a member of the Risk, HR and Treasury committees. He also serves as an active Trustee on the Board of a School for underprivileged children in Delhi. His hobbies include golf, tennis, running and theatre.
Sanjay is an industry leader in enterprise risk management. He has spent over twenty-five years in the global financial services industry at major global banks and corporations focused on enterprise-wide, capital and liquidity management, process transformation (optimization, standardization, and automation), climate risk measurement, management, and mitigation, and stress testing for risk assessment and revenue forecasting purposes.
Sanjay’s industry experience spans three decades, with significant roles in both business and control functions across multiple geographies and economic cycles – he began his career as a research scientist at Bell Laboratories working on the performance optimization and reliability of large-scale telecommunication networks. He eventually transitioned to the financial services industry, where he brought an interdisciplinary approach to build and manage global at major financial institutions. While at Citigroup, he was invited to join Citi’s risk management executive committee, where he was responsible for Citi’s capital, liquidity, and enterprise risk functions
Sanjay brings a unique, interdisciplinary, and cross functional approach to help clients to evaluate complex strategic alternatives - applying refined risk methodologies and frameworks to help firms make smarter, consistent, and robust decisions.
Sanjay earned a PhD in Operations Research from Columbia University in New York, an MS in Electrical Engineering from the University of Massachusetts at Amherst, and a B.Tech. in Electrical Engineering from the Indian Institute of Technology, Bombay, India.complex strategic alternatives - applying refined risk methodologies and frameworks to help firms make smarter, consistent, and robust decisions.
Justin is an experienced leader of investor-backed software companies at various stages from formation to exit, with knowledge of fundraising, developing product-market fit, M&A, post-transaction integration, organizational development and scaling.
Previously, Justin was Co-founder and COO of FullCircl, a software provider to more than 700 clients in regulated industries such as banking, insurance, fintech and gaming. He was also Co-founder and CEO of DueDil, an award-winning regtech solution, and Co-founder and Non-Executive Director of Innovate Finance, an industry association that has been central to establishing the UK as a global fintech hub.
Justin specializes in providing Non-Exec services to high growth tech companies, combining commercial and product experience to propel the next phase of breakthrough growth.
